Last updated: January 2, 2026

Please read these Terms of Purchase (“Terms”) carefully before completing any purchase from The Real Estate Edit or The Suite by The Real Estate Edit (collectively, the “Company,” “we,” or “us”), operated by Tara Krach.

These Terms govern the purchase of all products and services offered by the Company, including:

The Suite by The Real Estate Edit — a software-as-a-service (SaaS) subscription platform (“The Suite”)

Digital memberships, including the Ladies of Real Estate Lounge

Online courses, programs, and educational products

Downloadable templates, guides, and other digital products

Any other paid products or services offered by the Company

By completing a purchase, you agree to be bound by these Terms, our Privacy Policy, and our Website Terms of Use (collectively, the “Agreement”). If you disagree with any part of these Terms, do not complete your purchase. In the event of any conflict between these Terms and any other document, these Terms shall control with respect to your purchase.

You must be at least 18 years of age to purchase from the Company.


1. PRODUCTS 

1.1 The Suite by The Real Estate Edit (SaaS Platform)
The Suite is a software-as-a-service platform built on GHL infrastructure (“GHL”), offering an all-in-one CRM, marketing automation, email and SMS tools, pipeline management, landing pages, websites, appointment scheduling, and related features designed for licensed real estate agents and professionals.

The Suite is offered as a subscription product under the following plans:

Monthly subscription: Billed month-to-month at the then-current monthly rate.

Annual subscription: Billed annually at a discounted rate. The effective per-month cost of an annual plan reflects a discount from the standard monthly retail rate and is offered in exchange for a full-year commitment.

1.2 Digital Memberships

Digital membership products, including the Ladies of Real Estate Lounge, provide ongoing access to a community, content library, or other membership benefits for a recurring monthly or annual fee. Membership access continues as long as your subscription remains active and in good standing.

1.3 Courses, Programs, and Digital Products

The Company offers online courses, coaching programs, templates, guides, and other downloadable or access-based digital products through The Real Estate Edit. Specific contents, features, and resources are described on the applicable sales and checkout pages and are subject to change. The Company makes no guarantee that any specific resource will be available at any given time.

Bonuses offered at the time of purchase are available to you as described on the checkout page. Bonuses are not guaranteed for the entire lifespan of a product and may vary across promotions. If a bonus offered is a product you have previously purchased, you are not entitled to a refund or substitute compensation.

2. PAYMENT POLICY

2.1 General Payment Terms
By completing a purchase, you agree to pay the full amount (including all applicable taxes and fees) as indicated on the applicable sales and checkout pages, and to provide a valid credit card, debit card, or other accepted payment method.

You represent and warrant that: (i) you have the legal right to use any payment method submitted in connection with your purchase; and (ii) all information you provide is true, correct, and complete.

The Company uses third-party payment processors, including Stripe & PayPal, to facilitate payment and order completion. By submitting your payment, you authorize the Company to provide your payment information to these processors in accordance with our Privacy Policy. The Company reserves the right to refuse or cancel any order where fraud, unauthorized use, or illegal activity is suspected, including purchases made with prepaid cards.


2.2 The Suite — Monthly Subscription Billing
By subscribing to The Suite on a monthly plan, you authorize the Company to charge your payment method on the same date each month (“billing date”) until you cancel. Monthly subscriptions are continuous and automatically renew each month.

If your payment method is declined, you must provide a new valid payment method promptly. Access to The Suite will be suspended immediately following a failed payment and will be restored only upon receipt of successful payment. If payment is not received within five (5) days of the original billing date, the Company reserves the right to terminate your account.

2.3 The Suite — Annual Subscription Billing
By subscribing to The Suite on an annual plan, you authorize the Company to charge your payment method the full annual fee at the time of enrollment and on each annual renewal date thereafter, until you cancel.

The annual plan is offered at a discounted per-month rate in exchange for a full twelve-month commitment. The effective per-month cost of an annual subscription is lower than the standard monthly retail rate. By selecting an annual plan, you acknowledge and agree that:

The full annual fee is due at the time of enrollment and is non-refundable

You are committing to a twelve-month term and are not entitled to a prorated refund for any unused portion of the annual period

Access continues through the end of the paid annual period following cancellation, with no further charges

The annual rate in effect at enrollment is locked for the duration of that annual term, subject to the pricing lock provisions in Section 2.6

2.4 Digital Memberships — Subscription Billing

Digital membership products are billed on a recurring monthly or annual basis, as selected at checkout. By enrolling, you authorize the Company to charge your payment method on the applicable billing date each period until you cancel.

If your payment method is declined, you must provide a new valid payment method promptly or your access will be revoked immediately following the missed payment. You will not receive access to future content or updates until all payments are brought current.

2.5 Courses and Programs — Payment Plan Option

Certain courses and programs may offer an optional payment plan, allowing you to divide the total purchase price into installment payments charged on a monthly basis (“Payment Plan”). The first payment is charged at checkout. Subsequent payments are charged on the same calendar day of each following month until the total purchase price is paid in full, as indicated on the checkout page.

Important: A Payment Plan is not a subscription and cannot be canceled. By selecting a Payment Plan, you are committing to pay the full purchase price in installments. You are not purchasing partial access to the product — you are purchasing the full product with a payment convenience extended by the Company.

If a payment plan installment is declined:

You must provide a new valid payment method promptly

Your access to the product will be revoked immediately following the missed payment

You agree to immediately cease using and delete all related materials from your devices

Access will be restored only when all missed payments are brought current

If your account remains in delinquent status for longer than sixty (60) days, or if you initiate a chargeback, the Company reserves the right to report the delinquent balance to a credit reporting bureau and/or collections agency at its sole discretion.

If you opted for a Payment Plan and do not request a refund within any applicable refund window, you are legally obligated to complete all remaining installment payments.

2.6 Pricing Lock — Grandfathered Subscribers
Subscribers to The Suite or members of the Lounge who enrolled at a promotional or founding member rate are grandfathered into their enrollment pricing for as long as their subscription remains active and in continuous good standing. This pricing lock applies to the base subscription rate and covers platform updates and feature improvements included within The Suite’s standard plan.

The pricing lock does not extend to:

Add-on features with separate pricing, including but not limited to IDX integrations, AI usage-based tools, premium third-party integrations, or other services offered at additional cost

New standalone product tiers or features launched after your enrollment date that carry their own pricing

Usage-based charges beyond any included allotments

If your subscription lapses, is canceled, or becomes delinquent and is subsequently reactivated, the pricing lock is forfeited and the then-current subscription rate applies.


3. REFUND POLICY

3.1 No Refunds — General Policy
Due to the digital and informational nature of all products and services offered by the Company, ALL SALES ARE FINAL. No refunds will be issued for any reason once a purchase is completed, including but not limited to:

The Suite monthly or annual subscriptions

Digital membership products, including the Ladies of Real Estate Lounge

Online courses, programs, or coaching products

Downloadable templates, guides, or other digital products

Any bonuses, complimentary products, or promotional items received in connection with a purchase

If you experience technical difficulties accessing a purchased product, contact us immediately at [email protected]. Technical difficulty does not constitute grounds for a refund but will be addressed promptly by our support team.

3.2 The Suite — No Refunds on Subscriptions
The Suite subscription fees are non-refundable under all circumstances, including:

Monthly subscriptions: No refund is issued for any portion of a billing period, whether or not the platform is actively used

Annual subscriptions: No prorated or partial refund is issued upon cancellation. Access continues through the end of the paid annual period

Termination for cause: No refund is issued if your account is terminated by the Company for violation of these Terms, the Acceptable Use Policy, or any applicable law

By subscribing to The Suite, you acknowledge and agree that the no-refund policy is a material term of your subscription agreement.

3.3 Exceptional Refund Consideration
The Company does not grant refunds as a standard practice. In rare and exceptional circumstances, the Company may, at its sole and absolute discretion, consider a refund request. The granting of any such refund is not an admission of obligation and does not constitute a waiver of this no-refund policy for any future transaction.

If an exceptional refund is approved, the following applies:

Promotional Value Recovery
If you received any complimentary, discounted, or promotional benefit in connection with your purchase, the retail value of those benefits will be deducted from any approved refund amount prior to issuance. Promotional benefits subject to this recovery include, without limitation:

Complimentary onboarding calls or strategy sessions (valued at their stated or standard retail price at the time of your enrollment)

Free or discounted access to digital products, courses, or other Company offerings received as part of a promotional bundle

Free months of access to The Suite received as a promotional incentive

Discounted annual subscription pricing — if you enrolled at an annual rate lower than the standard monthly retail rate, the difference between what you paid and what you would have paid at the standard monthly rate for the months of access received will be calculated and deducted from any approved refund

If the total retail value of promotional benefits received equals or exceeds the amount paid, no refund will be issued. If the retail value of promotional benefits received exceeds the approved refund amount, the Company reserves the right to invoice you for the outstanding promotional value, and you agree to pay such invoice within thirty (30) days of issuance.

Refund Processing
Approved refunds are issued to the original payment method only. The Company does not control its payment processor and cannot expedite refund timelines. Refunds are processed net of any deductions for promotional value recovery as described above.

Upon receipt of a refund, your license to use all related products and materials is immediately revoked. You agree to immediately cease use of and delete from all devices any and all materials associated with the refunded product, including but not limited to recordings, templates, guides, checklists, platform access, and other resources.


4. CHARGEBACKS & DISPUTED TRANSACTIONS

If you initiate a chargeback, payment dispute, or reversal with your bank, credit card company, or payment processor without first contacting the Company to resolve the issue, you agree that:

Your access to all Company products and services will be immediately suspended or terminated pending resolution

You are responsible for all payment processing fees, bank fees, chargeback fees, and administrative costs incurred by the Company as a direct result of the disputed transaction

You are responsible for any revenue lost by the Company as a direct result of the chargeback, including the full subscription amount or purchase price subject to dispute

The Company reserves the right to report any delinquent balance arising from a chargeback to a credit reporting bureau and/or collections agency at its sole discretion

The Company reserves the right to pursue all available legal remedies to recover amounts owed, including attorney’s fees and court costs where permitted by law

5. CANCELLATION POLICY

5.1 The Suite — Monthly Subscriptions
You may cancel your monthly Suite subscription at any time by submitting a cancellation request through the self-service cancellation portal inside The Suite platform. Upon cancellation:

Your access to The Suite will continue through the end of the current billing period

No further charges will be made after the current billing period ends

No refund will be issued for any portion of the current billing period

All data associated with your account will be permanently deleted immediately upon account termination at the end of the billing period

To avoid being charged for the next billing period, your cancellation must be submitted before your next billing date. The Company is not responsible for charges that result from failure to cancel in advance of the billing date.

5.2 The Suite — Annual Subscriptions
You may cancel your annual Suite subscription at any time through the self-service cancellation portal inside The Suite platform. Upon cancellation:

Your access to The Suite will continue through the end of the paid annual billing period

No further charges will be made at the next annual renewal date

No prorated or partial refund will be issued for the unused portion of the annual period under any circumstances

All data associated with your account will be permanently deleted immediately upon account termination at the end of the annual billing period

5.3 Digital Memberships
You may cancel your digital membership subscription at any time by emailing [email protected] or by self cancelling inside of the membership portal. Cancellation requests must be received in writing at least five (5) days prior to your next billing date to avoid being charged for the following period. Upon cancellation, access continues through the end of the current billing period. No refunds are issued for any portion of a paid period.

5.4 Courses and Payment Plans
Courses and programs purchased as one-time products or under a Payment Plan cannot be canceled. Payment Plans are not subscriptions. You are obligated to complete all remaining installment payments regardless of whether you continue to access the product. Cancellation of a Payment Plan is not permitted and does not relieve you of your payment obligations.

5.5 Data Upon Cancellation or Termination — The Suite
Upon cancellation or termination of a Suite subscription for any reason:

All account data, including contacts, automations, workflows, templates, and any other content stored within your Suite account, will be permanently and irreversibly deleted immediately upon account termination

The Company is not responsible for any data loss resulting from cancellation or termination

It is your sole responsibility to export any data you wish to retain prior to cancellation

Proprietary Suite templates, configurations, and resources provided by The Real Estate Edit are licensed for use within the platform only and are not exportable or transferable

6. PRODUCT ACCESS & AVAILABILITY

6.1 The Suite — Platform Access
Access to The Suite begins upon successful completion of your purchase and activation of your account. The Suite operates on GHL infrastructure. While the Company uses commercially reasonable efforts to maintain platform availability, you acknowledge and agree that:

The availability and functionality of certain platform features may depend on GHL or its subprocessors

The Company is not responsible for interruptions, downtime, data loss, or service changes arising from GHL operations, third-party integrations, or circumstances beyond our control

The Company reserves the right to update, modify, or discontinue any feature of The Suite at any time, including features powered by third-party integrations, without prior notice or liability

Your subscription is not contingent on the continued availability of any specific feature, integration, or third-party service

6.2 Digital Memberships
Access to digital membership products begins upon completion of your purchase and continues as long as your subscription remains active and in good standing. The Company reserves the right to discontinue any membership product at any time, in which case your subscription charges will be canceled on a going-forward basis. No refunds will be granted if a membership product is discontinued.

6.3 Courses and Programs
Access to courses and programs begins upon completion of your purchase and continues for the lifetime of the product, but for no less than twelve (12) months from the date of purchase. The Company reserves the right to discontinue any course or program at any time. If a product is discontinued, you will receive thirty (30) days’ notice and an opportunity to download available resources. No refunds will be granted upon discontinuation.

6.4 Third-Party Platform Dependency
The Company does not own the course platforms, community tools, teleconferencing software, or other third-party systems through which products are delivered. Access may be subject to interruption or delay outside of the Company’s control. The Company is not liable for any loss or inconvenience resulting from the unavailability, interruption, or discontinuation of any third-party platform used to deliver its products.

7. ACCEPTABLE USE - THE SUITE
Your use of The Suite is subject to the Company’s Acceptable Use Policy, which is incorporated into these Terms by reference. By subscribing to The Suite, you agree that you will not:

Use the platform for any unlawful purpose or in violation of any applicable law or regulation

Send unsolicited bulk communications (spam) or engage in any practice that violates the CAN-SPAM Act, TCPA, or other applicable communications laws

Transmit viruses, malware, or other harmful code through the platform

Attempt to reverse engineer, copy, reproduce, or extract the platform’s source code, templates, automations, or proprietary configurations

Resell, sublicense, or transfer access to The Suite to any third party

Use The Suite to store, transmit, or distribute content that is unlawful, defamatory, obscene, or infringes any third-party rights

Share your account credentials with unauthorized users

Violation of the Acceptable Use Policy constitutes a material breach of these Terms and may result in immediate suspension or termination of your account without refund.


8. DISCLAIMER

8.1 Not Professional Advice
All products and content provided by the Company are for educational and informational purposes only. Nothing contained in any Company product, course, program, membership, platform, or communication constitutes legal, financial, real estate, tax, or other professional advice. The Company expressly recommends that you seek the advice of qualified professionals for your specific situation.

The Company and its representatives have made reasonable efforts to ensure the accuracy of information provided in its products. However, the Company shall not be liable for any errors, omissions, or outcomes resulting from the use of or reliance upon any information contained in its products.

8.2 No Professional-Client Relationship
Your purchase of any Company product does not create a professional-client, coach-client, attorney-client, broker-client, or any other professional relationship between you and the Company or any of its representatives.

8.3 Personal Responsibility
By purchasing and using any Company product, you accept full personal responsibility for the results of your actions taken in reliance on or as a result of any information, content, or tools provided. You agree to use sound judgment and conduct your own due diligence before implementing any strategy, plan, or recommendation from any Company product.

8.4 No Earnings Guarantee
The Company makes no representation, warranty, or guarantee that use of any product, platform, or content will result in any particular outcome, including increased revenue, lead generation, business growth, or any other financial result. Individual results will vary based on many factors outside the Company’s control.


9. INTELLECTUAL PROPERTY
All products, content, platforms, templates, automations, workflows, course materials, graphics, copy, and other materials provided by the Company (“Company IP”) are and remain the exclusive intellectual property of Tara Krach / The Real Estate Edit. This includes all trademarks, service marks, copyrights, trade secrets, and proprietary configurations associated with The Real Estate Edit, The Suite by The Real Estate Edit, and all related brands and products.

Your purchase grants you a limited, non-exclusive, non-transferable, revocable, royalty-free license to access and use the purchased product for your own personal or internal business use only. You may not:

Copy, reproduce, distribute, publish, or share any Company IP without express written permission

Modify, reverse engineer, or create derivative works from any Company IP

Resell, sublicense, or transfer any Company product or content to any third party

Use any Company IP to create or offer a competing product or service

Remove or alter any proprietary notices, watermarks, or attribution from any Company material

Any unauthorized use of Company IP will result in immediate termination of your license and access, without refund, and may result in legal action. You agree that violations of this section would cause irreparable harm to the Company for which monetary damages would be insufficient, and that the Company is entitled to seek injunctive relief in addition to all other available remedies.

10. CONFIDENTIALITY

The Company will not disclose your personal information except as set forth in these Terms and in our Privacy Policy. If your purchase includes access to a community of other purchasers or subscribers, you agree to respect the privacy of other members. You may not share information provided by other community members outside of the community without their express written permission.

You agree to treat all Company proprietary content, methods, templates, systems, and materials as confidential and to not share them with any person who has not purchased the applicable product.


11. YOUR​ ​MATERIALS​ ​AND​ ​CONTRIBUTIONS

By submitting a comment, photo, video or other material(s) to the Company via the Product or otherwise, you grant to the Company a non-revocable, commercial license to republish your submission in whole or in part unless you explicitly state that we may not do so with said submission. You have no right to privacy related to your actions in accessing the Product(s) or related materials, and the Company reserves the right to disclose your participation in the same. 

You must own the copyright to any image(s) you use in relation with the Product(s). You grant the Company a non-revocable, commercial license to any image(s) you submit to us by default, such as a Facebook profile photo or other profile image you voluntarily provide in accessing the Product(s), or that you provide voluntarily upon our request. Such a default or voluntary release of your image and likeness may be used for any reasonable future business use. 

By participating in any live group coaching calls or any other events held via video conferencing software, you consent to the recording of your participation in such calls. Such recordings will be made available inside the Program and may be used for any reasonable future business use at the discretion of the Company.

The Company is not obligated to notify you or anyone of our use in our own publications of photographs or other images that you submit to us by default or voluntarily. 

12. LIMITATION OF LIABILITY 

Except as expressly provided in these Terms, the Company makes no guarantees, representations, or warranties of any kind with respect to its products or services. To the fullest extent permitted by applicable law, in no event shall the Company be liable to you for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to:

Loss of revenue, profits, business, contracts, or anticipated savings

Loss of data or platform content

Business interruption or downtime

Personal or business losses of any kind arising from your use of or reliance on any Company product

The Company’s total liability for any claim arising under these Terms shall not exceed the total amount paid by you to the Company for the specific product giving rise to the claim in the twelve (12) months preceding the claim.

13. NO WARRANTIES

THE COMPANY MAKES NO WARRANTIES AS TO ANY PRODUCT OR SERVICE. ALL PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT ANY PRODUCT OR PLATFORM WILL BE FUNCTIONAL, UNINTERRUPTED, ERROR-FREE, OR FREE FROM DEFECTS OR HARMFUL COMPONENTS.


14. NON-DISPARAGEMENT 

If you are found to be slandering, libeling or otherwise disparaging the Company, Product(s), or related materials, your access to the Product(s) will be immediately revoked. The Company reserves the right to file a civil claim of action against you for any such damaging actions you take that materially harm the Company. 


15. INDEMNIFICATION

You shall indemnify and hold the Company harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of your breach of any of these Terms, your use of the Product(s) or your failure to maintain the confidentiality and/or security of your password or access rights to the Product(s). You shall provide the Company with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing the Company with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third-party claim or waive any defense without our prior written consent. You recognize and agree that the Company’s owners, officers, employees, shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for any actions or representations of the Company.


16. FORCE MAJEURE

The Company shall not be liable or responsible to You, nor be deemed to have defaulted or breached these Terms, for any failure or delay in fulfilling or performing any term of these Terms when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, pandemic or epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either party's workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.


17. ALTERNATIVE DISPUTE RESOLUTION

You agree to contact the Company at [email protected] to notify us of any dispute or concern and to provide the Company with a reasonable opportunity to resolve the matter before pursuing any legal action. If the parties cannot resolve a dispute through good-faith negotiation, both parties agree to attempt resolution through mediation or alternative dispute resolution before filing any civil cause of action. Participation in good-faith mediation is a condition precedent to filing any civil claim.


18. GOVERNING LAW; JURISDICTION

These Terms shall be construed in accordance with, and governed by, the laws of the State of South Carolina, and the courts of South Carolina shall have jurisdiction to hear and determine any dispute arising in relation to these Terms. You agree that any proceeding relating to the Product(s) must be filed exclusively in the appropriate courts located in Charleston County, South Carolina and you submit to the jurisdiction of those courts and waive any objection based on an inconvenient forum or other reasons.


19. CHANGES

The Company reserves the right at any time to modify these Terms and to impose new or additional terms or conditions on your use of the Product(s). Such modifications and additional terms and conditions shall be effective immediately and incorporated into these Terms. Your continued use of the Product(s) will be deemed your acceptance of such changed terms. The changes may be listed in an area accessible to you or you may be notified by either e-mail or postal mail. If you have any questions regarding modified terms, please contact us at [email protected]

20. GENERAL PROVISIONS

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement: These Terms, together with the Privacy Policy and Website Terms of Use, constitute the entire agreement between you and the Company regarding your purchase.

Waiver: The Company’s failure to enforce any provision of these Terms does not constitute a waiver of its right to enforce that provision in the future.

No Assignment: You may not assign or transfer your rights under these Terms without the Company’s prior written consent.

Headings: Section headings are for convenience only and shall not affect interpretation of these Terms.

All Rights Reserved: All rights not expressly granted in these Terms are reserved by the Company.

CONTACT
​If you have any questions about any of these Terms, please contact us at [email protected]